No link on RateHerald pays us today. When some do, they'll say so, and they'll never change a ranking. How we make money

American ExpressChecked Oct 4, 2026

American Express® Corporate Purchasing Card

No annual fee.

Annual fee

We don't earn anything from this link. Select any underlined figure to see where it comes from.

What it's worth

Yearly value in dollars: rewards and credits minus the annual fee, for three ways of spending. First year includes any welcome bonus.
SpendingFirst yearAfter
Light spender$0$0
Typical spender$0$0
Heavy spender$0$0
The spending each assumes, a month
  • Light spender: groceries $300, dining $100, gas $100, everything else $500
  • Typical spender: groceries $600, dining $300, gas $200, travel $150, everything else $1,250
  • Heavy spender: groceries $900, dining $600, gas $300, travel $600, airfare $300, hotels $300, everything else $2,500

Estimates from the published terms above, as checked Oct 4, 2026; not advice. How we value cards

How it compares

  • No annual fee, like about 85% of the 626 cards we track.

Shares rounded to 5 points. Fees and APRs as stated; value for our typical spender. Method

Rates and fees

Rates and fees for the American Express® Corporate Purchasing Card, each with its source
Annual fee

Carrying a balance? See how long it takes to pay off

Benefits

  • Customize which suppliers and individual expenses each Card can be used for and assign spending limits.
  • Centralize spending and reconciliation through the web-based Corporate Account Reconciliation tool; a one-time implementation setup is required.
  • Purchase business goods and services while helping reduce processing costs by decreasing paper invoices and checks.
  • Use American Express @ Work Reporting to view program metrics, identify spending trends and consolidation opportunities, and identify out-of-pattern spending activities and policy violations. Enrollment in @ Work requires contacting an American Express representative or calling 1-888-800-8564.

Questions

What is the annual fee?
$0 americanexpress.com, since Sep 29, 2026

Other cards without rewards with no annual fee

Against this card, for our typical spender's value (rewards and credits minus fees, after the first year).