No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Wright-patt Credit Union, Inc.Checking accountChecked Oct 10, 2026Updated

Wright-patt Totally Fair Checking

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
No minimum to open
Visit Wright-pattThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
Overdraft fee
$9Source · checked Oct 10, 2026
Returned item (NSF) fee
$9Source · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026
ATM network
STAR or Plus logos; Wright-Patt Credit Union, Alliance One, CO-OP ATM, or STAR ATMSource · checked Oct 10, 2026
ATMs in the network
40,000Source · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026
ATM fees refunded, up to
$10 a monthSource · checked Oct 10, 2026
Incoming domestic wire
NoneSource · checked Oct 10, 2026
Outgoing domestic wire
$20Source · checked Oct 10, 2026
Incoming international wire
NoneSource · checked Oct 10, 2026
Outgoing international wire
$50Source · checked Oct 10, 2026
Inactivity fee
$1Source · checked Oct 10, 2026
Stop payment
$9Source · checked Oct 10, 2026

Who can open it

Where
Near its branchesSource · checked Oct 10, 2026
Membership
Membership required:
  • Individuals who live, work, worship or attend school in Brown, Butler, Champaign, Clark, Clermont, Clinton, Darke, Delaware, Fairfield, Fayette, Franklin, Greene, Hamilton, Highland, Licking, Madison, Miami, Montgomery, Pickaway, Preble, Shelby, Union or Warren Counties in Ohio.
  • Military and civilian employees of Wright-Patterson Air Force Base; government employees near WPAFB who lack access to a credit union; and employees of approved WPCU Select Employer Groups.
  • Military personnel residing in a 14-county area adjacent to the Fairborn area who do not have a credit union available; retired U.S. government civilian and military personnel; and other military members described on the page.
  • Wright State University students, faculty, staff, and Alumni Associates, as well as people associated with select groups through organizational affiliation.
Source · checked Oct 10, 2026
Minimum age
17Source · checked Oct 10, 2026

Features

Automatic savingsBill payBranch accessBudgeting toolsCheck writingContactless cardDebit cardDebit rewardsFree checksFree external transfersMinor accountsMobile check depositNo minimum balanceNo overdraft feesOnline openingOverdraft line of creditOverdraft protection transferSavings round upsSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees