VirginiaChecking accountChecked Oct 10, 2026Updated
Virginia Encore Checking
$9.95monthly fee
- A year for an everyday customer
- −$119 fees and interest, $2,000 kept
- To open
- $20 to open
- On our list
- #762 of 986 checking accounts, by a year’s value for an everyday customer
Visit VirginiaThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $9.95 a monthSource · checked Oct 10, 2026
- Minimum to open
- $20Source · checked Oct 10, 2026
- Withdrawals a month
- 4Source · checked Oct 10, 2026
- ATM network
- VACU locations or shared branches with credit unions nationwideSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
Who can open it
- Membership
- Open to anyone who qualifies through one of these:
- Employees and retirees of any Commonwealth of Virginia state agency or department, or any county, city, town, or other political subdivision in Virginia.
- Individuals who live, work, worship, volunteer, or attend school within the boundaries of the listed Virginia cities, towns, and counties.
- Employees, retirees, or full-time/part-time students currently enrolled at any Virginia state-funded college or university, Virginia Union University, Randolph-Macon College, Liberty University, or the University of Richmond.
- Immediate family and household members, regardless of where they live, including parents, spouses, children, siblings, grandparents, and grandchildren.
Features
ATM fee rebatesBill payBranch accessCheck writingContactless cardDebit cardMobile check depositMobile walletSecond chance
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees