Truist BankChecking accountChecked Oct 10, 2026Updated
Truist One® Checking Account
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- To open
- $50 to open
- On our list
- #103 of 986 checking accounts, by a year’s value for an everyday customer
Bonuses
$500For new customers · ends 2/2/27
Must be a new Truist personal checking client, open a new Truist One Checking account or Truist Marquee Checking account from 7/14/26 through 2/2/27 using the promo code, and receive at least 2 qualifying direct deposits totaling $2,000 or more and complete at least 20 qualifying debit card purchase
$500For new customers
Open a new eligible checking account and complete qualifying activities. Offer valid for new checking clients only.
Fees
- Monthly fee
- $12 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Make $500 or more in total qualifying direct deposits per statement cycle.
- Maintain a total combined ledger balance of $500 or more in your Truist related accounts.
- Have a Truist credit card, mortgage or consumer loan, including LightStream.
- Have a linked small business checking account.
- Be a student.
- primary account owners under age 25
- age 62 and older
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Withdrawals a month
- 6Source · checked Oct 10, 2026
- ATM network
- No fee for transactions Disclosure 12 at Truist ATMs.Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- International ATM fee
- $5Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $3 a monthSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- NoneSource · checked Oct 10, 2026
- Outgoing international wire
- $65Source · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
- Card replacement
- NoneSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payCard lockCheck writingDebit cardDebit rewardsFree checksMobile check depositNo overdraft feesOnline openingOverdraft protection transferSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money