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The Central Trust BankChecking accountChecked Oct 10, 2026Updated

The Central Trust Preferred Interest

$10monthly fee
A year for an everyday customer
−$120 fees and interest, $2,000 kept
To open
$50 to open
On our list
#776 of 986 checking accounts, by a year’s value for an everyday customer
Visit The Central TrustThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Maintain a minimum daily balance of $5,000.00 for the monthly statement cycle
  • Maintain $25,000 average daily balance or greater in all deposit accounts with the same primary account holder (Checking, Savings, Money Market, or Certificate of Deposit) for the statement cycle
Source · checked Oct 10, 2026
Minimum to open
$50Source · checked Oct 10, 2026
ATM network
39,000+ MoneyPass® locationsSource · checked Oct 10, 2026
ATMs in the network
39,000Source · checked Oct 10, 2026
ATM fees refunded, up to
$25 a monthSource · checked Oct 10, 2026
Paper statements
$3 a monthSource · checked Oct 10, 2026

Features

ATM fee rebatesBill payBranch accessBudgeting toolsCard lockCustom card designDebit cardEarly direct depositInterest bearingMobile check depositMobile walletSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees