The Central Trust BankChecking accountChecked Oct 10, 2026Updated
The Central Trust MyChoice
$5monthly fee
- A year for an everyday customer
- −$60 fees and interest, $2,000 kept
- To open
- $50 to open
- On our list
- #522 of 986 checking accounts, by a year’s value for an everyday customer
Visit The Central TrustThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- All of these:
- you must receive electronic statements
- The primary account holder is under the age of 25
- Maintain a minimum daily balance of $2,500.00 per statement cycle
- Maintain a recurring cumulative direct deposit of $500.00 per statement cycle
- Use your debit card at least 20 times for a point of sale (POS) transaction
- maintaining $25,000 average daily balance or greater in all deposit accounts with the same primary account holder
- Minimum to open
- $50Source · checked Oct 10, 2026
- ATM network
- our ATMs or 39,000+ MoneyPass® locationsSource · checked Oct 10, 2026
- ATMs in the network
- 39,000Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $25 a monthSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payBranch accessBudgeting toolsCard lockCustom card designDebit cardEarly direct depositMobile check depositMobile walletOnline openingSavings round upsSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees