No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Texas Capital BankChecking accountChecked Oct 10, 2026Updated

Texas Capital Capital Interest Checking

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
On our list
#365 of 986 checking accounts, by a year’s value for an everyday customer
Visit Texas CapitalThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$500Source · checked Oct 10, 2026
Interest compounds
Interest compounded dailySource · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Overdraft fee
$15Source · checked Oct 10, 2026
Returned item (NSF) fee
NoneSource · checked Oct 10, 2026
Most overdraft fees in a day
3Source · checked Oct 10, 2026
ATM network
over 55,000 ATMsSource · checked Oct 10, 2026
ATMs in the network
55,000Source · checked Oct 10, 2026
ATM fees refunded, up to
$4 a monthSource · checked Oct 10, 2026
Early closure fee
$50Source · checked Oct 10, 2026
Stop payment
$30Source · checked Oct 10, 2026

Features

ATM fee rebatesBranch accessDebit cardFree checksInterest bearingOnline openingOverdraft grace periodZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees