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SouthState BankChecking accountChecked Oct 10, 2026Updated

SouthState Checking

$5monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
No minimum to open
On our list
#283 of 986 checking accounts, by a year’s value for an everyday customer
Visit SouthStateThe bank’s own page · checked Oct 10, 2026

Bonuses

  • $300For new customers

    Within 60 calendar days of opening the account, make 15 or more posted and cleared debit card purchases/payments from the account and either receive cumulative direct deposits of at least $250 of qualifying recurring income or set up one or more preauthorized automatic drafts by a third party of at

    Can you meet it? The bank bonus finder

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
No monthly maintenance charge if you’re enrolled in eStatementsSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
Overdraft fee
$36Source · checked Oct 10, 2026
Out-of-network ATM fee
$3Source · checked Oct 10, 2026
International ATM fee
$3Source · checked Oct 10, 2026
Incoming domestic wire
$15Source · checked Oct 10, 2026
Outgoing domestic wire
$30Source · checked Oct 10, 2026
Outgoing international wire
$50Source · checked Oct 10, 2026
Cashier’s check
$10Source · checked Oct 10, 2026
Stop payment
$26Source · checked Oct 10, 2026

Who can open it

Minimum age
18Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payBranch accessBudgeting toolsCash deposit ATMCheck writingDebit cardFree checksJoint accountsMobile check depositMobile walletOnline openingSavings round upsSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees