Simmons BankChecking accountChecked Oct 10, 2026Updated
Simmons Smart Checking
$10monthly fee
- A year for an everyday customer
- −$120 fees and interest, $2,000 kept
- On our list
- #770 of 986 checking accounts, by a year’s value for an everyday customer
Visit SimmonsThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- One direct deposit
- One debit card transaction occurs
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- ATM network
- 32,000+ MoneyPass ATMsSource · checked Oct 10, 2026
- ATMs in the network
- 32,000Source · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
Who can open it
- Where
- Arkansas, Kansas, Missouri, Oklahoma, Tennessee, TexasSource · checked Oct 10, 2026
Features
Branch accessDebit cardEarly direct depositMobile check depositMobile walletNo overdraft feesOnline openingSavings round upsSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees