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Simmons BankSavings accountChecked Oct 10, 2026Updated

Simmons Simply Savings

$5monthly fee
A year on $10,000
$0 after fees
Visit SimmonsThe bank’s own page · checked Oct 10, 2026

What it earns in a year

Interest at the APY for each balance, minus any monthly fee you’d pay. Rates are variable; these are today’s.

BalanceAPYA year, after fees
$1,000–$0
$5,000–$0
$10,000–$0
$25,000–$0
$50,000–$0
$100,000–$0

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Maintain a $100 minimum daily balance to waive $5 monthly service charge.Source · checked Oct 10, 2026
Fee for each withdrawal over the limit
NoneSource · checked Oct 10, 2026
ATM network
Access to 32,000+ MoneyPass ATMsSource · checked Oct 10, 2026
ATMs in the network
32,000Source · checked Oct 10, 2026
Paper statements
$3 a monthSource · checked Oct 10, 2026

Features

Branch accessDebit cardEarly direct depositInterest bearingJoint accountsMobile check depositOnline openingSavings round upsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (rate missing). Report a mistake · How we make money