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Simmons BankChecking accountChecked Oct 10, 2026Updated

Simmons Signature Plus Checking

$12monthly fee
A year for an everyday customer
−$144 fees and interest, $2,000 kept
On our list
#816 of 986 checking accounts, by a year’s value for an everyday customer
Visit SimmonsThe bank’s own page · checked Oct 10, 2026

Rate conditions

Interest compounds
Interest earned on entire daily collected account balance is compounded and credited to customers' accounts monthly.Source · checked Oct 10, 2026

Fees

Monthly fee
$12 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • $5,000 minimum cumulative direct deposit
  • $2,500 daily minimum balance
  • $5,000 minimum daily average balance
  • Military
Source · checked Oct 10, 2026
ATM network
32,000+ MoneyPass ATMsSource · checked Oct 10, 2026
ATMs in the network
32,000Source · checked Oct 10, 2026
Paper statements
$3 a monthSource · checked Oct 10, 2026

Who can open it

Where
Arkansas, Kansas, Missouri, Oklahoma, Tennessee, TexasSource · checked Oct 10, 2026

Features

Branch accessCheck writingDebit cardEarly direct depositFree checksInterest bearingMobile check depositOnline openingSavings round ups

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees