No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Simmons BankChecking accountChecked Oct 10, 2026Updated

Simmons Signature Checking

$6monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
On our list
#243 of 986 checking accounts, by a year’s value for an everyday customer
Visit SimmonsThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$6 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • $500 minimum cumulative direct deposit
  • $500 daily minimum balance
  • Minimum of 10 debit card transactions
  • 65 and older
  • 22 and younger
  • $1,000 minimum daily average balance
Source · checked Oct 10, 2026
ATM network
MoneyPassSource · checked Oct 10, 2026
ATMs in the network
32,000Source · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026
Paper statements
$3 a monthSource · checked Oct 10, 2026

Who can open it

Where
Arkansas, Kansas, Missouri, Oklahoma, Tennessee, TexasSource · checked Oct 10, 2026

Features

Branch accessDebit cardEarly direct depositJoint accountsMobile check depositMobile walletOnline openingSavings round upsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees