No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

RoyalChecking accountChecked Oct 10, 2026Updated

Royal Duo Checking

–monthly fee
A year for an everyday customer
−$60 fees and interest, $2,000 kept
On our list
#704 of 986 checking accounts, by a year’s value for an everyday customer
Visit RoyalThe bank’s own page · checked Oct 10, 2026

Fees

ATM network
surcharge-free access to more than 40,000 ATMs nationwideSource · checked Oct 10, 2026
ATMs in the network
40,000Source · checked Oct 10, 2026
Stop payment
NoneSource · checked Oct 10, 2026

Who can open it

Availability
You can open an account if you qualify for Royal Credit Union Membership. Eligibility is generally based on living or working in Royal’s Wisconsin or Minnesota service area, having an eligible immediate family connection, belonging to a qualifying employer or group, or—if you live in Wisconsin or Minnesota—making a $5 donation to the RCU Foundation.Source · checked Oct 10, 2026
Membership
Open to anyone who qualifies through one of these:
  • Live or work in one of the counties Royal serves
  • Have an immediate family member who lives or works in one of the counties Royal serves
  • Make a $5.00 donation to the RCU Foundation ($5)
  • Belong to a specific group
Source · checked Oct 10, 2026

Features

Bill payCheck writingDebit cardFree checksMobile check depositMobile walletOnline openingSavings round upsSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees