NBT BankChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

NBT iStrive® Checking

–monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $25 to open

Visit NBTThe bank’s own page · checked Oct 10, 2026

Fees

Ways to avoid the monthly fee: Avoid the monthly maintenance fee by enrolling in eStatementsSource · checked Oct 10, 2026
Minimum to open: $25Source · checked Oct 10, 2026
Out-of-network ATM fee: NoneSource · checked Oct 10, 2026
Paper statements: $2 a monthSource · checked Oct 10, 2026

Who can open it

Minimum age: 18Source · checked Oct 10, 2026

Features

Bill payBranch accessFree external transfersJoint accountsMinor accountsNo minimum balanceOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees