Michigan State UniversityChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

Michigan State University Money Market Checking

$5monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
On our list: #313 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

Balance needed for the APY: $2,000Source · checked Oct 10, 2026
To earn the APY: Dividends paid on balances of $2,000 or moreSource · checked Oct 10, 2026

Monthly fee: $5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: $5 Monthly charge if the account falls below the $2,000 minimum balance requirementSource · checked Oct 10, 2026
Overdraft fee: $30Source · checked Oct 10, 2026
Returned item (NSF) fee: $30Source · checked Oct 10, 2026
ATM network: CO-OP NetworkSource · checked Oct 10, 2026
ATMs in the network: 30,000Source · checked Oct 10, 2026
Out-of-network ATM fee: $1Source · checked Oct 10, 2026
Incoming domestic wire: $5Source · checked Oct 10, 2026
Outgoing domestic wire: $20Source · checked Oct 10, 2026
Incoming international wire: $5Source · checked Oct 10, 2026
Outgoing international wire: $50Source · checked Oct 10, 2026
Inactivity fee: $5Source · checked Oct 10, 2026
Cashier’s check: $2Source · checked Oct 10, 2026
Stop payment: $25Source · checked Oct 10, 2026
Card replacement: $5Source · checked Oct 10, 2026

Bill payBranch accessCard lockCheck writingInterest bearingMobile check depositOnline openingOverdraft line of creditOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees