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Michigan State UniversityChecking accountChecked Oct 10, 2026Updated

Michigan State University Classic Checking

0.00%APY · as of Oct 10, 2026
A year for an everyday customer
−$60 fees and interest, $2,000 kept
Monthly fee
$5 a month
Visit Michigan State UniversityThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
The Silver Spartan program, designed exclusively for members who are 55 and olderSource · checked Oct 10, 2026
Overdraft fee
$30Source · checked Oct 10, 2026
Returned item (NSF) fee
$30Source · checked Oct 10, 2026
ATM network
CO-OP NetworkSource · checked Oct 10, 2026
ATMs in the network
30,000Source · checked Oct 10, 2026
Out-of-network ATM fee
$1Source · checked Oct 10, 2026
Incoming domestic wire
$5Source · checked Oct 10, 2026
Outgoing domestic wire
$20Source · checked Oct 10, 2026
Incoming international wire
$5Source · checked Oct 10, 2026
Outgoing international wire
$50Source · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026
Cashier’s check
$2Source · checked Oct 10, 2026
Stop payment
$25Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Who can open it

Where
Near its branchesSource · checked Oct 10, 2026
Minimum age
55Source · checked Oct 10, 2026

Features

Bill payBranch accessCard lockCash deposit ATMCheck writingContactless cardDebit cardFree checksMobile check depositOnline openingOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money