No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Manufacturers and Traders Trust CompanyChecking accountChecked Oct 10, 2026Updated

Manufacturers and Traders EZChoice

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$25 to open
On our list
#280 of 986 checking accounts, by a year’s value for an everyday customer
Visit Manufacturers and Traders Trust CompanyThe bank’s own page · checked Oct 10, 2026

Bonuses

  • $50With a current customer’s referral · M&T Bank Personal Checking Offer — Refer Friends Program

    Register using the referrer's personal referral link; open a new eligible M&T personal checking account within 180 days of registering; make at least $500 in qualifying direct deposits within 90 days of account opening. Qualifying direct de

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Ways to avoid the monthly fee
AlwaysSource · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
ATM network
2,000 ATMsSource · checked Oct 10, 2026
ATMs in the network
2,000Source · checked Oct 10, 2026

Who can open it

Minimum age
18Source · checked Oct 10, 2026

Features

Bill payBranch accessContactless cardCustom card designDebit cardJoint accountsMobile check depositMobile walletNo minimum balanceOnline openingOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees