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Bank in Buffalo, NYChecked Oct 10, 2026Updated

Manufacturers and Traders Trust Company

Best CD rate
3.00% APY for 6 months
Accounts we track
11

Savings accounts

AccountAPYMonthly fee
Manufacturers and Traders M&T Premium Savings––
Manufacturers and Traders M&T Starter Savings–None
Manufacturers and Traders Relationship Savings––

Money market accounts

AccountAPYMonthly fee
Manufacturers and Traders M&T Preferred Money Market––

Checking accounts

AccountAPYMonthly fee
Manufacturers and Traders EZChoice–None
Manufacturers and Traders MyChoice Plus–$14.95
Manufacturers and Traders MyChoice Plus Interest Checking Account0.01%$14.95
Manufacturers and Traders MyChoice Premium0.01%$24.95
Manufacturers and Traders MyWay Banking from M&T Bank®–$4.95
Manufacturers and Traders MyWay Banking® Checking Account–$4.95

CDs

Manufacturers and Traders Trust Company CD rates: 1 CD, up to 3.00% APY for 6 months.

About Manufacturers and Traders Trust Company

Headquarters
Buffalo, NY
Regulator
Federal Reserve
FDIC certificate
588 · FDIC BankFind record
Federal Reserve RSSD ID
501105
Website
mtb.com
Deposit insurance
FDIC-insured, up to $250,000 per depositor, per ownership category. How much of yours is covered

From the FDIC's register of institutions. Rates and fees are on each account's page, with their sources.