No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Lake Forest Bank & Trust CompanyChecking accountChecked Oct 10, 2026Updated

Lake Forest Bank & Money Smart Checking®

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$10 to open
On our list
#268 of 986 checking accounts, by a year’s value for an everyday customer
Visit Lake Forest Bank & Trust CompanyThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
$10Source · checked Oct 10, 2026
Overdraft fee
NoneSource · checked Oct 10, 2026
ATM network
Allpoint, ATM Access (Town Bank customers only), MoneyPass, and Wintrust surcharge-free networksSource · checked Oct 10, 2026
ATM fees refunded, up to
$6 a monthSource · checked Oct 10, 2026

Features

ATM fee rebatesAutomatic savingsDebit cardMobile check depositNo overdraft feesZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees