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Lake Forest Bank & Trust CompanyChecking accountChecked Oct 10, 2026Updated

Lake Forest Bank & Access Plus Checking

$10monthly fee
A year for an everyday customer
−$120 fees and interest, $2,000 kept
To open
$100 to open
On our list
#783 of 986 checking accounts, by a year’s value for an everyday customer
Visit Lake Forest Bank & Trust CompanyThe bank’s own page · checked Oct 10, 2026

Rate conditions

Interest compounds
Variable interest rate with interest paid monthly.Source · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • $2,500 average daily balance
  • $25,000 combined average relationship balance in consumer accounts held at the same charter bank
Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
ATM network
Allpoint, ATM Access (Town Bank customers only), MoneyPass, or SUM networksSource · checked Oct 10, 2026
Incoming domestic wire
NoneSource · checked Oct 10, 2026
Cashier’s check
NoneSource · checked Oct 10, 2026

Features

ATM fee rebatesDebit cardEarly direct depositFree checksInterest bearingMobile check depositOnline openingSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees