KinectaChecking accountChecked Oct 10, 2026Updated
Kinecta ProtectPlus Checking
$9.95monthly fee
- A year for an everyday customer
- −$119 fees and interest, $2,000 kept
- On our list
- #758 of 986 checking accounts, by a year’s value for an everyday customer
Visit KinectaThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $9.95 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- maintaining a $10,000 average monthly balance in your ProtectPlus™ checking accountSource · checked Oct 10, 2026
- ATM network
- Kinecta and affiliated credit union CO-OP and Allpoint ATMsSource · checked Oct 10, 2026
- ATMs in the network
- 85,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $2Source · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
Who can open it
- Membership
- Membership required:Source · checked Oct 10, 2026
Features
ATM fee rebatesEarly direct depositInterest bearingLive chatMobile check depositOnline openingZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees