JPMorgan Chase Chase Total Checking

Bonuses

• $400For new customers

  Open a new Chase Total Checking account, subject to approval, and have direct deposits totaling $1,000 or more made into the new checking account within 90 days of offer enrollment.

  Can you meet it? The bank bonus finder

Fees

Monthly fee

$15 a monthSource · checked Oct 10, 2026

Ways to avoid the monthly fee

Any one of these:

• $500+ in qualifying electronic deposits
• $1,500+ balance at the beginning of each day
• $5,000+ average beginning day balance in this account, or in combination with any linked qualifying personal deposits or in qualifying investments
• Link this account to a qualifying checking account

Source · checked Oct 10, 2026

Overdraft fee

$34Source · checked Oct 10, 2026

Overdraft transfer fee

NoneSource · checked Oct 10, 2026

Most overdraft fees in a day

3Source · checked Oct 10, 2026

ATM network

Access to more than 14,000 ATMsSource · checked Oct 10, 2026

ATMs in the network

14,000Source · checked Oct 10, 2026

Out-of-network ATM fee

$3Source · checked Oct 10, 2026

International ATM fee

$5Source · checked Oct 10, 2026

Foreign transaction fee (debit card)

3%Source · checked Oct 10, 2026

Incoming domestic wire

$15Source · checked Oct 10, 2026

Outgoing domestic wire

$35Source · checked Oct 10, 2026

Incoming international wire

$15Source · checked Oct 10, 2026

Outgoing international wire

$50Source · checked Oct 10, 2026

Cashier’s check

$10Source · checked Oct 10, 2026

Stop payment

$30Source · checked Oct 10, 2026

Features

Bill payBranch accessCard lockCash deposit ATMCheck writingDebit cardMobile check depositMobile walletOnline openingOverdraft grace periodOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.