No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Hudson ValleyChecking accountChecked Oct 10, 2026Updated

Hudson Valley PaySmart Account

–monthly fee
A year for an everyday customer
−$60 fees and interest, $2,000 kept
To open
$25 to open
On our list
#527 of 986 checking accounts, by a year’s value for an everyday customer
Visit Hudson ValleyThe bank’s own page · checked Oct 10, 2026

Fees

Minimum to open
$25Source · checked Oct 10, 2026
ATM network
thousands of surcharge-free ATMs nationwideSource · checked Oct 10, 2026
ATMs in the network
85,000Source · checked Oct 10, 2026

Who can open it

Membership
Open to anyone who qualifies through one of these:
  • I live in CT, MA, NJ, NY, PA, or VT.
  • Join through the HVCU Charitable Foundation. HVCU will sign you up during the membership application process and cover your membership fee.
  • I am an immediate family member or reside with a current HVCU member.
  • I am an HVCU employee.
Source · checked Oct 10, 2026

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 1 item counted at typical fees