Happen BankChecking accountChecked Oct 10, 2026Updated
Happen Tailored Checking
0.25%APY · as of Oct 10, 2026
- A year for an everyday customer
- $5 fees and interest, $2,000 kept
- Monthly fee
- $10 a month
- To open
- $100 to open
- On our list
- #11 of 986 checking accounts, by a year’s value for an everyday customer
Visit HappenThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $0 to $499.99 | 0.25% |
| $500 to $100,000 | 0.25% |
| $100,000 and up | 0.25% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Interest compounds
- Accrued interest that is credited to the balance in the account begins to earn interest no later than the next business day and compounds with each statement cycle.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Monthly Maintenance Fee waived in months where the average monthly balance is at least $500.00.Source · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- ATM network
- SUM or MoneyPass ATM (“In-Network ATMs”)Source · checked Oct 10, 2026
- Outgoing international wire
- $40Source · checked Oct 10, 2026
Features
ATM fee rebatesDebit cardDebit rewardsInterest bearingMobile check deposit
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money