No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Happen BankChecking accountChecked Oct 10, 2026Updated

Happen LevelUp Checking

1.00%APY · as of Oct 10, 2026
A year for an everyday customer
$0 fees and interest, $2,000 kept
Monthly fee
No monthly fee
To open
No minimum to open
On our list
#85 of 986 checking accounts, by a year’s value for an everyday customer
Visit HappenThe bank’s own page · checked Oct 10, 2026

Rates by balance

BalanceAPY
$0 to $2,499.990.00%
$2,500 and up1.00%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$2,500Source · checked Oct 10, 2026
Interest compounds
compounds with each statement cycleSource · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
ATM network
SUM or MoneyPass ATMSource · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026

Features

ATM fee rebatesDebit cardDebit rewardsEarly direct depositInterest bearingLive chatOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money