Hancock Whitney BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Hancock Whitney Access Checking

$10monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $50 to open
On our list: #224 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
$250 minimum daily balance
A single direct deposit of $250.00 or more
Primary account owners under the age of 24
age 64 or older provided there is a valid date of birth on file
Source · checked Oct 10, 2026
Minimum to open: $50Source · checked Oct 10, 2026
Overdraft fee: $36Source · checked Oct 10, 2026
Returned item (NSF) fee: $36Source · checked Oct 10, 2026
Overdraft transfer fee: $10Source · checked Oct 10, 2026
Most overdraft fees in a day: 5Source · checked Oct 10, 2026
International ATM fee: $2Source · checked Oct 10, 2026
Incoming domestic wire: $20Source · checked Oct 10, 2026
Outgoing domestic wire: $30Source · checked Oct 10, 2026
Incoming international wire: $20Source · checked Oct 10, 2026
Outgoing international wire: $45Source · checked Oct 10, 2026
Paper statements: $3 a monthSource · checked Oct 10, 2026
Inactivity fee: $5Source · checked Oct 10, 2026
Early closure fee: $20Source · checked Oct 10, 2026
Stop payment: $36Source · checked Oct 10, 2026
Card replacement: $5Source · checked Oct 10, 2026

Overdraft grace period

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees