First TechnologyChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

First Technology Dividend Rewards Checking (Qualified Rate)

2.00%APY · as of Oct 10, 2026

A year for an everyday customer: −$20 fees and interest, $2,000 kept
Monthly fee: Monthly fee not stated
On our list: #430 of 986 checking accounts, by a year’s value for an everyday customer

Visit First TechnologyThe bank’s own page · checked Oct 10, 2026

Rate conditions

To earn the APY: Have twelve (12) debit card purchases posted to the account.
Have one (1) direct deposit or ACH deposit.
Source · checked Oct 10, 2026
APY when those aren’t met: 2.00%Source · checked Oct 10, 2026
Interest compounds: Dividend compounded daily & credited monthlySource · checked Oct 10, 2026

Fees

Overdraft fee: NoneSource · checked Oct 10, 2026
ATM network: First Tech Owned and Co-op Network ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee: NoneSource · checked Oct 10, 2026
ATM fees refunded, up to: $10 a monthSource · checked Oct 10, 2026
Foreign transaction fee (debit card): 1%Source · checked Oct 10, 2026
Incoming domestic wire: NoneSource · checked Oct 10, 2026
Incoming international wire: NoneSource · checked Oct 10, 2026
Outgoing international wire: $40Source · checked Oct 10, 2026
Inactivity fee: $10Source · checked Oct 10, 2026

Who can open it

Availability: Existing accounts only. Products are not currently offered for new accounts or account conversions.Source · checked Oct 10, 2026
Membership: Membership required:
Employees of some of the top innovative companies across the globe
Existing affiliations
Source · checked Oct 10, 2026

Features

ATM fee rebates

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Not all of this account’s figures are on record yet (monthly fee missing). Report a mistake · How we make money · Not stated: 2 items counted at typical fees