First National Bank of AmericaChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

First National Bank of America Signature Checking

2.51%APY · as of Oct 10, 2026

A year for an everyday customer: $0 fees and interest, $2,000 kept
Monthly fee: $10 a month
To open: $1,000 to open
On our list: #379 of 986 checking accounts, by a year’s value for an everyday customer

Rate conditions

APY paid on balances up to: $250,000Source · checked Oct 10, 2026
Interest compounds: Interest will be calculated and posted on the last day of each monthly Statement Cycle using a Daily Balance Method.Source · checked Oct 10, 2026

Monthly fee: $10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: A $10.00 Service Fee will be imposed if your daily balance falls below $1,000 on any day of the statement cycle period.Source · checked Oct 10, 2026
Minimum to open: $1,000Source · checked Oct 10, 2026
Overdraft fee: $30Source · checked Oct 10, 2026
Returned item (NSF) fee: $30Source · checked Oct 10, 2026
Outgoing domestic wire: $20Source · checked Oct 10, 2026
Outgoing international wire: $25Source · checked Oct 10, 2026
Early closure fee: $20Source · checked Oct 10, 2026
Cashier’s check: $3Source · checked Oct 10, 2026
Stop payment: $28Source · checked Oct 10, 2026
Card replacement: $5Source · checked Oct 10, 2026

Interest bearingOnline opening

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees