First Horizon BankChecking accountChecked Oct 10, 2026Updated
First Horizon TotalView Checking
$25monthly fee
- A year for an everyday customer
- −$300 fees and interest, $2,000 kept
- To open
- $50 to open
- On our list
- #942 of 986 checking accounts, by a year’s value for an everyday customer
Visit First HorizonThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $25 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Refunded by maintaining a combined average daily balance of $500,000 in total consumer deposits (checking, savings, money market, CD and IRA), investment accounts with First Horizon Advisors 1,2 and outstanding home equity and mortgage loan balances held in First Horizon Bank’s portfolio 3
- by maintaining a combined average daily checking balance of $15,000 across all consumer checking accounts
- at least one direct deposit ... per statement cycle
- at least one ... bill payment per statement cycle
- $100,000 combined average daily balance in total consumer deposits (checking, savings, money market, CD and IRA), investment accounts with First Horizon Advisors 1,2 and outstanding home equity and mortgage loan balances held in First Horizon Bank’s portfolio. 3
- $5,000 monthly debit card and/or credit card purchase transactions
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- ATM network
- First Horizon ATM; non-First Horizon ATMSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $55Source · checked Oct 10, 2026
- Paper statements
- $1 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
- Stop payment
- $37Source · checked Oct 10, 2026
Features
Bill payBranch accessCheck writingDebit cardFree checksInterest bearingOnline openingOverdraft protection transferSpending alerts
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees