First Horizon BankChecking accountChecked Oct 10, 2026Updated
First Horizon Elite Checking
0.05%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$239 fees and interest, $2,000 kept
- Monthly fee
- $20 a month
- To open
- $50 to open
- On our list
- #894 of 986 checking accounts, by a year’s value for an everyday customer
Visit First HorizonThe bank’s own page · checked Oct 10, 2026
Rate conditions
- Interest compounds
- Interest is compounded and credited monthly.Source · checked Oct 10, 2026
Fees
- Monthly fee
- $20 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- $5,000 average daily balance in the Elite Checking account
- $25,000 combined average daily balance in total consumer deposit (checking, savings, money market, CD and IRA) balances
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- ATM network
- $3 fee per withdrawal at non-First Horizon ATMs.Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- International ATM fee
- $3Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $15 a monthSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
Features
ATM fee rebatesBranch accessCard lockCheck writingDebit cardFree checksInterest bearingMobile check depositOnline openingOverdraft protection transferSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money