First Horizon BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

First Horizon Express Checking

$7monthly fee

A year for an everyday customer: −$84 fees and interest, $2,000 kept
To open: $50 to open
On our list: #722 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $7 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Waived if there is at least one direct deposit (i.e. social security, direct deposit of employment pay, etc.) to the account during the current statement period.Source · checked Oct 10, 2026
Minimum to open: $50Source · checked Oct 10, 2026
Overdraft fee: $37Source · checked Oct 10, 2026
Returned item (NSF) fee: $37Source · checked Oct 10, 2026
Overdraft transfer fee: $15Source · checked Oct 10, 2026
Most overdraft fees in a day: 8Source · checked Oct 10, 2026
ATM network: First Tennessee or Allpoint ATMSource · checked Oct 10, 2026
Out-of-network ATM fee: $3Source · checked Oct 10, 2026
International ATM fee: $1Source · checked Oct 10, 2026
Incoming domestic wire: $15Source · checked Oct 10, 2026
Outgoing domestic wire: $25Source · checked Oct 10, 2026
Incoming international wire: $15Source · checked Oct 10, 2026
Outgoing international wire: $55Source · checked Oct 10, 2026
Inactivity fee: $5Source · checked Oct 10, 2026
Cashier’s check: $8Source · checked Oct 10, 2026
Stop payment: $37Source · checked Oct 10, 2026

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From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

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