First Horizon BankChecking accountChecked Oct 10, 2026Updated
First Horizon Essential Checking
$5monthly fee
- A year for an everyday customer
- −$60 fees and interest, $2,000 kept
- To open
- $25 to open
- On our list
- #681 of 986 checking accounts, by a year’s value for an everyday customer
Visit First HorizonThe bank’s own page · checked Oct 10, 2026
Fees
- Monthly fee
- $5 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- if the primary account owner is 18-24 years oldSource · checked Oct 10, 2026
- Minimum to open
- $25Source · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- Most overdraft fees in a day
- 3Source · checked Oct 10, 2026
- Fee for each withdrawal over the limit
- $2Source · checked Oct 10, 2026
- ATM network
- First Horizon ATMs; non-First Horizon ATMsSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- International ATM fee
- NoneSource · checked Oct 10, 2026
- Paper statements
- $2 a monthSource · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
Who can open it
- Minimum age
- 18Source · checked Oct 10, 2026
Features
Branch accessCard lockDebit cardMobile check depositNo minimum balanceOnline openingOverdraft protection transferSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees