First Horizon BankChecking accountChecked Oct 10, 2026Updated Oct 10, 2026

First Horizon Advantage Checking

$10monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $50 to open
On our list: #214 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
$500 in Direct Deposits
$1,500 average daily balance in the Advantage Checking account
Source · checked Oct 10, 2026
Minimum to open: $50Source · checked Oct 10, 2026
Overdraft fee: $35Source · checked Oct 10, 2026
Returned item (NSF) fee: NoneSource · checked Oct 10, 2026
Most overdraft fees in a day: 3Source · checked Oct 10, 2026
ATM network: $3 fee per account transaction or balance inquiry at non-First Horizon ATMs.Source · checked Oct 10, 2026
Out-of-network ATM fee: $3Source · checked Oct 10, 2026
International ATM fee: $3Source · checked Oct 10, 2026
Cashier’s check: NoneSource · checked Oct 10, 2026
Stop payment: NoneSource · checked Oct 10, 2026

Branch accessCard lockCheck writingDebit cardFree checksOnline openingOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees