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First Commonwealth BankChecking accountChecked Oct 10, 2026Updated

First Commonwealth Hometown Checking

$2monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$50 to open
On our list
#185 of 986 checking accounts, by a year’s value for an everyday customer
Visit First CommonwealthThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$2 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
waived with eStatement enrollmentSource · checked Oct 10, 2026
Minimum to open
$50Source · checked Oct 10, 2026
Overdraft fee
$35Source · checked Oct 10, 2026
Returned item (NSF) fee
$35Source · checked Oct 10, 2026
Overdraft transfer fee
$15Source · checked Oct 10, 2026
Most overdraft fees in a day
4Source · checked Oct 10, 2026
ATM network
Allpoint and Freedom Alliance Network ATMsSource · checked Oct 10, 2026
ATMs in the network
55,000Source · checked Oct 10, 2026
Out-of-network ATM fee
$3Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
0.9%Source · checked Oct 10, 2026
Incoming domestic wire
$20Source · checked Oct 10, 2026
Outgoing domestic wire
$25Source · checked Oct 10, 2026
Incoming international wire
$20Source · checked Oct 10, 2026
Outgoing international wire
$55Source · checked Oct 10, 2026
Paper statements
NoneSource · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026
Cashier’s check
$15Source · checked Oct 10, 2026
Stop payment
$32Source · checked Oct 10, 2026
Card replacement
NoneSource · checked Oct 10, 2026

Who can open it

Where
Pennsylvania, Ohio, Indiana, Kentucky, West VirginiaSource · checked Oct 10, 2026

Features

Bill payBranch accessBudgeting toolsCard lockCheck writingContactless cardDebit cardMobile check depositMobile walletOnline openingOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees