First Commonwealth BankChecking accountChecked Oct 10, 2026Updated
First Commonwealth Hometown Checking Plus
0.01%APY · as of Oct 10, 2026
- A year for an everyday customer
- −$120 fees and interest, $2,000 kept
- Monthly fee
- $10 a month
- To open
- $50 to open
- On our list
- #767 of 986 checking accounts, by a year’s value for an everyday customer
Visit First CommonwealthThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $500 to $2,499.99 | 0.01% |
| $2,500 to $9,999.99 | 0.01% |
| $10,000 and up | 0.01% |
Source: the bank’s rates · as of Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $500Source · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- can be waived with $1,000 in monthly deposits
- $5,000 in core deposit relationship balances
- Minimum to open
- $50Source · checked Oct 10, 2026
- Overdraft fee
- $35Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $35Source · checked Oct 10, 2026
- Overdraft transfer fee
- $15Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 4Source · checked Oct 10, 2026
- ATM network
- Allpoint and Freedom Alliance Network ATMsSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $5 a monthSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 0.9%Source · checked Oct 10, 2026
- Incoming domestic wire
- $20Source · checked Oct 10, 2026
- Outgoing domestic wire
- $25Source · checked Oct 10, 2026
- Incoming international wire
- $20Source · checked Oct 10, 2026
- Outgoing international wire
- $55Source · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Cashier’s check
- $15Source · checked Oct 10, 2026
- Stop payment
- $32Source · checked Oct 10, 2026
- Card replacement
- NoneSource · checked Oct 10, 2026
Who can open it
- Where
- Pennsylvania, Ohio, Indiana, Kentucky, West VirginiaSource · checked Oct 10, 2026
Features
ATM fee rebatesBill payBranch accessBudgeting toolsCard lockCheck writingContactless cardDebit cardInterest bearingMobile check depositMobile walletOnline openingOverdraft protection transferSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money