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Farmers and Merchants Bank of Long BeachChecking accountChecked Oct 10, 2026Updated

Farmers and Merchants Bank of Long Beach Silver Checking

$15monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
On our list
#69 of 986 checking accounts, by a year’s value for an everyday customer
Visit Farmers and Merchants Bank of Long BeachThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Total direct deposit of $500 or more made to this account
  • 20 or more Debit Card Point-of-Sale (POS) transactions from this account, excluding transactions conducted at an ATM
  • Maintain an average daily balance of $2,000 or more in this account
  • maintains a combined average daily balance of $5,000 or more in a checking and/or savings account(s)
  • a combined total of $15,000 or more of the average daily balance in a checking and/or savings accounts(s), and/or the ledger (current) balance in a Certificate of Deposit (CD) accounts(s)
Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Overdraft fee
$30Source · checked Oct 10, 2026
Most overdraft fees in a day
150Source · checked Oct 10, 2026
Out-of-network ATM fee
$3Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
3%Source · checked Oct 10, 2026
Incoming domestic wire
$10Source · checked Oct 10, 2026
Outgoing domestic wire
$30Source · checked Oct 10, 2026
Incoming international wire
$10Source · checked Oct 10, 2026
Outgoing international wire
$55Source · checked Oct 10, 2026
Paper statements
$5 a monthSource · checked Oct 10, 2026
Early closure fee
$20Source · checked Oct 10, 2026
Cashier’s check
$10Source · checked Oct 10, 2026
Stop payment
NoneSource · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Features

Bill payCheck writingDebit cardMobile check depositSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money