Farmers and Merchants Bank of Long BeachChecking accountChecked Oct 10, 2026Updated
Farmers and Merchants Bank of Long Beach Platinum Checking
$50monthly fee
- A year for an everyday customer
- −$600 fees and interest, $2,000 kept
- To open
- $100 to open
- On our list
- #983 of 986 checking accounts, by a year’s value for an everyday customer
Visit Farmers and Merchants Bank of Long BeachThe bank’s own page · checked Oct 10, 2026
Rate conditions
- Interest compounds
- monthlySource · checked Oct 10, 2026
Fees
- Monthly fee
- $50 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- Any one of these:
- Maintain a minimum daily balance of $15,000 or more in this account
- Maintain an average daily balance of $50,000 or more in this account
- maintains a combined average daily balance of $100,000 or more in a checking and/or savings account(s)
- a combined total of $200,000 or more of the average daily balance in a checking and/or savings account(s), and/or the ledger (current) balance in a Certificate of Deposit (CD) account(s)
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $30Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 150Source · checked Oct 10, 2026
- ATM network
- Nationwide ATM ServiceSource · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- NoneSource · checked Oct 10, 2026
- Incoming international wire
- $10Source · checked Oct 10, 2026
- Outgoing international wire
- $55Source · checked Oct 10, 2026
- Paper statements
- NoneSource · checked Oct 10, 2026
- Early closure fee
- $20Source · checked Oct 10, 2026
- Cashier’s check
- NoneSource · checked Oct 10, 2026
- Stop payment
- NoneSource · checked Oct 10, 2026
- Card replacement
- $5Source · checked Oct 10, 2026
Features
ATM fee rebatesBill payCheck writingDebit cardFree checksInterest bearingMobile check depositMobile walletOverdraft protection transferSpending alertsSupport 24/7
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees