Farmers and Merchants Bank of Long Beach Senior Checking

Fees

Monthly fee

$5 a monthSource · checked Oct 10, 2026

Ways to avoid the monthly fee

Any one of these:

• Total direct deposit of $250 or more made to this account
• Five or more Debit Card Point-of-Sale (POS) transactions from this account (excluding transactions conducted at an ATM)
• Maintain an average daily balance of $2,000 or more in this account
• maintains a combined average daily balance of $5,000 or more in a checking and/or savings account(s)
• a combined total of $15,000 or more of the average daily balance in a checking and/or savings account(s), and/or the ledger (current) balance in a Certificate of Deposit (CD) account(s)

Source · checked Oct 10, 2026

Minimum to open

$100Source · checked Oct 10, 2026

Overdraft fee

$30Source · checked Oct 10, 2026

Most overdraft fees in a day

150Source · checked Oct 10, 2026

Out-of-network ATM fee

$3Source · checked Oct 10, 2026

Foreign transaction fee (debit card)

3%Source · checked Oct 10, 2026

Incoming domestic wire

$10Source · checked Oct 10, 2026

Outgoing domestic wire

$30Source · checked Oct 10, 2026

Incoming international wire

$10Source · checked Oct 10, 2026

Outgoing international wire

$55Source · checked Oct 10, 2026

Paper statements

$5 a monthSource · checked Oct 10, 2026

Early closure fee

$20Source · checked Oct 10, 2026

Cashier’s check

$10Source · checked Oct 10, 2026

Stop payment

NoneSource · checked Oct 10, 2026

Card replacement

$5Source · checked Oct 10, 2026

Who can open it

Minimum age

62Source · checked Oct 10, 2026

Features

Bill payCheck writingDebit cardFree checksMobile check depositSpending alertsSupport 24/7

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.