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Farmers and Merchants Bank of Long BeachChecking accountChecked Oct 10, 2026Updated

Farmers and Merchants Bank of Long Beach College Checking

$5monthly fee
A year for an everyday customer
−$60 fees and interest, $2,000 kept
To open
$25 to open
Visit Farmers and Merchants Bank of Long BeachThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • Total direct deposit of $250 or more made to this account
  • 15 or more Debit Card Point-of-Sale (POS) transactions from this account, excluding transactions conducted at an ATM
Source · checked Oct 10, 2026
Minimum to open
$25Source · checked Oct 10, 2026
Overdraft fee
$30Source · checked Oct 10, 2026
Most overdraft fees in a day
150Source · checked Oct 10, 2026
Out-of-network ATM fee
NoneSource · checked Oct 10, 2026
Foreign transaction fee (debit card)
3%Source · checked Oct 10, 2026
Incoming domestic wire
$10Source · checked Oct 10, 2026
Outgoing domestic wire
$30Source · checked Oct 10, 2026
Incoming international wire
$10Source · checked Oct 10, 2026
Outgoing international wire
$55Source · checked Oct 10, 2026
Paper statements
$5 a monthSource · checked Oct 10, 2026
Early closure fee
$20Source · checked Oct 10, 2026
Cashier’s check
$10Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Who can open it

Minimum age
18Source · checked Oct 10, 2026

Features

Bill payCheck writingDebit cardFree checksMobile check depositSpending alerts

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money