Dfcu FinancialChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Dfcu Financial Work Perks Checking

$5monthly fee

A year for an everyday customer: −$60 fees and interest, $2,000 kept
On our list: #633 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: maintain a direct deposit to this Account each monthSource · checked Oct 10, 2026
Overdraft fee: $32Source · checked Oct 10, 2026
Returned item (NSF) fee: $32Source · checked Oct 10, 2026
Overdraft transfer fee: $5Source · checked Oct 10, 2026
Out-of-network ATM fee: $2Source · checked Oct 10, 2026
Foreign transaction fee (debit card): 1%Source · checked Oct 10, 2026
Incoming domestic wire: NoneSource · checked Oct 10, 2026
Outgoing domestic wire: $25Source · checked Oct 10, 2026
Paper statements: $2 a monthSource · checked Oct 10, 2026
Inactivity fee: $6Source · checked Oct 10, 2026
Cashier’s check: $1Source · checked Oct 10, 2026
Stop payment: $32Source · checked Oct 10, 2026
Card replacement: $5Source · checked Oct 10, 2026

Membership: Membership required:
Live, work, worship, or attend school anywhere in Michigan’s Lower Peninsula, or live or work in select counties in Florida
Source · checked Oct 10, 2026

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees