No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Delta CommunityChecking accountChecked Oct 10, 2026Updated

Delta Community Free Checking

$0monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
No minimum to open
Visit Delta CommunityThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
NoneSource · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
ATM network
surcharge-free ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee
$2Source · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • Anyone living or working in the following metro Atlanta counties: Barrow, Butts, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Jackson, Newton, Paulding, Rockdale, Spalding, and Walton County, GA.
  • Any current, former or retired employee of the listed companies.
  • Any member of the listed associations.
  • Anyone affiliated with a participating company, school or organization.
Source · checked Oct 10, 2026
Minimum age
18Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payCheck writingContactless cardDebit cardJoint accountsMinor accountsMobile walletNo minimum balanceOnline openingOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees