No link on this page pays us. When one does, it says so, and it never changes a ranking. How we make money

Delta CommunityChecking accountChecked Oct 10, 2026Updated

Delta Community Interest Checking

0.10%APY · as of Oct 10, 2026
A year for an everyday customer
$2 fees and interest, $2,000 kept
Monthly fee
$10 a month
Visit Delta CommunityThe bank’s own page · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
Any one of these:
  • maintaining an average daily balance of $1,500
  • $10,000 aggregate deposits
Source · checked Oct 10, 2026
ATM network
nationwide network of surcharge-free ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee
$2Source · checked Oct 10, 2026

Who can open it

Membership
Membership required:
  • Anyone living or working in the following metro Atlanta counties: Barrow, Butts, Cherokee, Clayton, Cobb, Coweta, DeKalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Hall, Henry, Jackson, Newton, Paulding, Rockdale, Spalding, and Walton County, GA.
  • Any current, former or retired employee of the listed companies.
  • Any member of the listed associations.
  • Anyone affiliated with a participating company, school or organization.
Source · checked Oct 10, 2026
Minimum age
13Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payCheck writingContactless cardDebit cardInterest bearingMinor accountsMobile walletOnline openingOverdraft grace periodOverdraft line of creditOverdraft protection transferSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees