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Community FirstChecking accountChecked Oct 10, 2026Updated

Community First Direct Benefit Checking

0.20%APY · as of Oct 10, 2026
A year for an everyday customer
−$118 fees and interest, $2,000 kept
Monthly fee
$10 a month
To open
$5 to open
On our list
#756 of 986 checking accounts, by a year’s value for an everyday customer
Visit Community FirstThe bank’s own page · checked Oct 10, 2026

Rates by balance

BalanceAPY
$500 to $4,999.990.10%
$5,000 and up0.20%

Source: the bank’s rates · as of Oct 10, 2026

Rate conditions

Balance needed for the APY
$500Source · checked Oct 10, 2026

Fees

Monthly fee
$10 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
All of these:
  • Maintain a daily checking balance of at least $200 and direct deposit or payroll deduction.
  • Maintain a daily checking balance of at least $200 and direct deposit or payroll deduction.
Source · checked Oct 10, 2026
Minimum to open
$5Source · checked Oct 10, 2026
Overdraft transfer fee
NoneSource · checked Oct 10, 2026

Who can open it

Membership
Membership required:Source · checked Oct 10, 2026

Features

Bill payDebit cardInterest bearingMobile check depositMobile walletOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money