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Capitol Federal Savings BankChecking accountChecked Oct 10, 2026Updated

Capitol Federal Genuine Blue Checking

$5monthly fee
A year for an everyday customer
$0 fees and interest, $2,000 kept
To open
$100 to open
On our list
#317 of 986 checking accounts, by a year’s value for an everyday customer
Visit Capitol Federal SavingsThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$100Source · checked Oct 10, 2026
To earn the APY
Genuine Blue Checking earn interest when you maintain a minimum balance of $100.Source · checked Oct 10, 2026

Fees

Monthly fee
$5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
the average daily balance is less than $1,000.00Source · checked Oct 10, 2026
Minimum to open
$100Source · checked Oct 10, 2026
Overdraft fee
$12Source · checked Oct 10, 2026
Overdraft transfer fee
$2Source · checked Oct 10, 2026
Most overdraft fees in a day
10Source · checked Oct 10, 2026
ATM network
CapFed ATM NetworkSource · checked Oct 10, 2026
Out-of-network ATM fee
$2Source · checked Oct 10, 2026
Foreign transaction fee (debit card)
1%Source · checked Oct 10, 2026
Incoming domestic wire
$10Source · checked Oct 10, 2026
Outgoing domestic wire
$25Source · checked Oct 10, 2026
Incoming international wire
$10Source · checked Oct 10, 2026
Outgoing international wire
$45Source · checked Oct 10, 2026
Inactivity fee
$5Source · checked Oct 10, 2026
Cashier’s check
$3Source · checked Oct 10, 2026
Stop payment
$32Source · checked Oct 10, 2026
Card replacement
$5Source · checked Oct 10, 2026

Features

Bill payCheck writingContactless cardDebit cardFree checksInterest bearingMobile check depositMobile walletOnline openingOverdraft protection transferZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees