Byline BankChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Byline Simple Checking

$5monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: $100 to open
On our list: #146 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: $5 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee: Any one of these:
at least a $500 average account balance
a $10,000 combined account balance
Source · checked Oct 10, 2026
Minimum to open: $100Source · checked Oct 10, 2026
Overdraft fee: $36Source · checked Oct 10, 2026
Returned item (NSF) fee: $36Source · checked Oct 10, 2026
Most overdraft fees in a day: 5Source · checked Oct 10, 2026
ATM network: over 55,000 Byline and Allpoint® ATMs worldwideSource · checked Oct 10, 2026
ATMs in the network: 55,000Source · checked Oct 10, 2026
Out-of-network ATM fee: $3Source · checked Oct 10, 2026
Foreign transaction fee (debit card): 3%Source · checked Oct 10, 2026
Incoming domestic wire: $15Source · checked Oct 10, 2026
Outgoing domestic wire: $30Source · checked Oct 10, 2026
Incoming international wire: $15Source · checked Oct 10, 2026
Outgoing international wire: $50Source · checked Oct 10, 2026
Inactivity fee: $5Source · checked Oct 10, 2026
Early closure fee: $25Source · checked Oct 10, 2026
Cashier’s check: $10Source · checked Oct 10, 2026
Stop payment: $35Source · checked Oct 10, 2026

Bill payBranch accessContactless cardDebit cardMobile check depositMobile walletOnline openingSpending alertsZelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees