Byline BankChecking accountChecked Oct 10, 2026Updated
Byline Prime Life Checking
0.05%APY · as of Oct 10, 2026
- A year for an everyday customer
- $0 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- To open
- $100 to open
Visit BylineThe bank’s own page · checked Oct 10, 2026
Rates by balance
| Balance | APY |
|---|---|
| $2,500 to $9,999.99 | 0.01% |
| $10,000 to $49,999.99 | 0.03% |
| $50,000 to $99,999.99 | 0.03% |
| $100,000 and up | 0.05% |
Source: the bank’s rates · as of Oct 10, 2026
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- $100Source · checked Oct 10, 2026
- Overdraft fee
- $36Source · checked Oct 10, 2026
- Returned item (NSF) fee
- $36Source · checked Oct 10, 2026
- Most overdraft fees in a day
- 5Source · checked Oct 10, 2026
- ATM network
- over 30 Byline branches or thousands of Allpoint® ATMs nationwideSource · checked Oct 10, 2026
- ATMs in the network
- 55,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- $3Source · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 3%Source · checked Oct 10, 2026
- Incoming domestic wire
- $15Source · checked Oct 10, 2026
- Outgoing domestic wire
- $30Source · checked Oct 10, 2026
- Incoming international wire
- $15Source · checked Oct 10, 2026
- Outgoing international wire
- $50Source · checked Oct 10, 2026
- Inactivity fee
- $5Source · checked Oct 10, 2026
- Early closure fee
- $25Source · checked Oct 10, 2026
- Cashier’s check
- $10Source · checked Oct 10, 2026
- Stop payment
- $35Source · checked Oct 10, 2026
Who can open it
- Minimum age
- 55Source · checked Oct 10, 2026
Features
Bill payDebit cardFree checksInterest bearingMobile check depositMobile walletNo minimum balanceOnline openingSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees