Bank FirstChecking accountChecked Oct 10, 2026Updated
Bank First First Rewards Checking
$10monthly fee
- A year for an everyday customer
- −$120 fees and interest, $2,000 kept
- To open
- No minimum to open
- On our list
- #801 of 986 checking accounts, by a year’s value for an everyday customer
Visit Bank FirstThe bank’s own page · checked Oct 10, 2026
Rate conditions
- Balance needed for the APY
- $2,500Source · checked Oct 10, 2026
Fees
- Monthly fee
- $10 a monthSource · checked Oct 10, 2026
- Ways to avoid the monthly fee
- All of these:
- eStatements
- Direct Deposit or Mobile Deposit of $500.00 or more per statement cycle
- Online Banking or goBank
- Active debit card
- A minimum of $2,500.00 in average available balance from combined deposit accounts
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Overdraft transfer fee
- $10Source · checked Oct 10, 2026
- ATM network
- nearly 40,000 surcharge-free ATMs nationwide with MoneyPass®Source · checked Oct 10, 2026
- ATMs in the network
- 40,000Source · checked Oct 10, 2026
- ATM fees refunded, up to
- $15 a monthSource · checked Oct 10, 2026
- Inactivity fee
- $3Source · checked Oct 10, 2026
Features
Bill payBranch accessCheck writingDebit cardDebit rewardsFree checksLive chatMobile check depositMobile walletOnline openingOverdraft line of creditOverdraft protection transferSpending alertsZelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees