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Bank FirstChecking accountChecked Oct 10, 2026Updated

Bank First First Rate Checking

$15monthly fee
A year for an everyday customer
−$180 fees and interest, $2,000 kept
To open
No minimum to open
On our list
#869 of 986 checking accounts, by a year’s value for an everyday customer
Visit Bank FirstThe bank’s own page · checked Oct 10, 2026

Rate conditions

Balance needed for the APY
$2,500Source · checked Oct 10, 2026

Fees

Monthly fee
$15 a monthSource · checked Oct 10, 2026
Ways to avoid the monthly fee
No service charge if the average daily collected balance is at least $2,500.00Source · checked Oct 10, 2026
Minimum to open
NoneSource · checked Oct 10, 2026
Overdraft transfer fee
$10Source · checked Oct 10, 2026
ATM network
MoneyPassSource · checked Oct 10, 2026
Inactivity fee
$3Source · checked Oct 10, 2026

Features

ATM fee rebatesBill payBranch accessCheck writingDebit cardFree checksInterest bearingLive chatMobile check depositMobile walletOnline openingOverdraft line of creditOverdraft protection transferSpending alertsSupport 24/7Zelle

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 1 item counted at typical fees