AppleChecking accountChecked Oct 10, 2026Updated Oct 9, 2026

Apple FREE A+ CHECKING

$0monthly fee

A year for an everyday customer: $0 fees and interest, $2,000 kept
To open: No minimum to open
On our list: #387 of 986 checking accounts, by a year’s value for an everyday customer

Fees

Monthly fee: NoneSource · checked Oct 10, 2026
Minimum to open: NoneSource · checked Oct 10, 2026
Overdraft fee: $25Source · checked Oct 10, 2026
Returned item (NSF) fee: $25Source · checked Oct 10, 2026
Overdraft transfer fee: NoneSource · checked Oct 10, 2026
Most overdraft fees in a day: 3Source · checked Oct 10, 2026
ATM network: CO-OP Network® and Alliance One Network; Apple FCU ATMsSource · checked Oct 10, 2026
Out-of-network ATM fee: $1.50Source · checked Oct 10, 2026
Inactivity fee: $2Source · checked Oct 10, 2026
Cashier’s check: $3Source · checked Oct 10, 2026
Stop payment: $20Source · checked Oct 10, 2026

Membership: Membership required:
Community membership is available to anyone who lives, works, worships, volunteers or attends school in the qualifying location.
Faculty, Staff, Students and Immediate Families of Clarke County Public Schools; Fairfax County Public Schools; Falls Church City Schools; Fauquier County Public Schools (excluding students not attending Liberty High School); Frederick County Public Schools; Loudoun County Public Schools; Manassas City Public Schools; Manassas Park Public Schools; Prince William County Public Schools; Shenandoah County Public Schools; Spotsylvania County Public Schools; Stafford County Public Schools; and Winchester Public Schools.
Faculty, Staff, Students, Alumni and Immediate Families of George Mason University, Northern Virginia Community College, or Shenandoah University.
Immediate family of an existing member, such as a spouse, parent, child, sibling, step-parent, step-child, step-siblings, grandparent, grandchildren and adoptive relationships.
Source · checked Oct 10, 2026

Cash deposit ATMMobile check depositOverdraft grace periodOverdraft line of creditOverdraft protection transfer

From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.

Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money · Not stated: 2 items counted at typical fees