American Express National BankChecking accountChecked Oct 10, 2026Updated
American Express National Rewards Checking Account
- A year for an everyday customer
- $20 fees and interest, $2,000 kept
- Monthly fee
- No monthly fee
- To open
- No minimum to open
- On our list
- #5 of 986 checking accounts, by a year’s value for an everyday customer
Bonuses
$300For new customers · ends 02/01/2027
Open your first American Express Rewards Checking Account in your name by 02/01/2027, subject to approval, and have a total of $7,500 or more of Qualifying Direct Deposit(s) posted to the account within the first 90 days of account opening.
$300For new customers
Rate conditions
Fees
- Monthly fee
- NoneSource · checked Oct 10, 2026
- Minimum to open
- NoneSource · checked Oct 10, 2026
- Overdraft fee
- NoneSource · checked Oct 10, 2026
- Returned item (NSF) fee
- NoneSource · checked Oct 10, 2026
- ATM network
- Allpoint and MoneyPass ATM locations nationwideSource · checked Oct 10, 2026
- ATMs in the network
- 70,000Source · checked Oct 10, 2026
- Out-of-network ATM fee
- NoneSource · checked Oct 10, 2026
- Foreign transaction fee (debit card)
- 2.7%Source · checked Oct 10, 2026
- Incoming domestic wire
- NoneSource · checked Oct 10, 2026
- Outgoing domestic wire
- $20Source · checked Oct 10, 2026
- Early closure fee
- NoneSource · checked Oct 10, 2026
- Card replacement
- NoneSource · checked Oct 10, 2026
Who can open it
Features
Bill payCheck writingContactless cardDebit cardDebit rewardsFree external transfersInterest bearingJoint accountsLive chatMobile check depositMobile walletNo minimum balanceNo overdraft feesOnline openingSupport 24/7Zelle
From the bank’s own pages. A feature not listed may still be offered: we list only what the bank states.
Rates and fees change; the bank’s own page is the final word. Report a mistake · How we make money